Commercial real estate loan Welcome to your new space

  • Up to 100% financing
  • Prepay up to 15% annually
  • Choose a fixed or floating rate*
  • Pay only interest at the beginning of your loan
Apply now

 *Conditions apply. Subject to loan approval.

Get ready to make your next move

Flexible terms that put you in the driver’s seat

  • Seasonal repayments to help you keep cash in your business when you need it 

  • Cover the entire cost of your project, including extras like downpayments and moving costs

  • Limited personal guarantees for extra reassurance

  • Take up to 25 years to repay

Apply now
This loan can help you

This loan can help you

  • Buy commercial land or buildings

  • Cover construction costs

  • Expand or renovate your existing premises

  • Replenish working capital depleted by real estate costs

  • And more**

Apply now
3 step online loan application process screen capture previews

What to know before applying

To apply for a real estate loan with BDC, your business must:

  • Be based in Canada

  • Have a good credit history

  • Be generating revenues for at least 24 months

Apply now
3 step online loan application process screen capture previews

How does it work?

  • Submit a loan request online with information about your project and your business.

  • We will call you to discuss your project in depth, including the documents needed for our analysis.

  • After evaluating your application, we’ll send you a loan offer based on your financial needs and capabilities.

Apply now

Join the 100,000+
Canadian entrepreneurs
who work with BDC

Join the 100,000+
Canadian entrepreneurs
who work with BDC

We are the only bank devoted exclusively to Canadian entrepreneurs. For over 80 years, we’ve supported businesses in all industries and at all stages of development.

You’re in good hands

We’re there in good times and in bad

We’ve supported our clients through market downturns and other events beyond their control.

We're not one size fits all

We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.

We’re committed to you long-term

We won't change our terms and conditions or demand early repayment without a valid reason.

Take it from our clients

“BDC has changed our trajectory. They were very supportive, understood our needs and vision, and believed in us.”

Pepe Barajas

CEO and President, Infinity Group

Ready to get started?

Apply now

FAQ

Not all commercial real estate projects are created equal. BDC’s real estate loan does not cover the construction or operation of private schools, retirement homes or residential development projects. A good rule of thumb is to ensure that your project is zoned for commercial use.

Once your loan application has been submitted for review, you will be asked to supply one or more of the following documents:

  1. Company financial statements
  2. Purchase offer
  3. Phase I environmental report
  4. Assessment report (asset and/or structure value)  
  5. List of leases, if applicable  
Commercial real estate financing transactions require specific, detailed analysis. We recommend allowing ample time for the financing process to avoid potential delays or issues with the sale.
BDC’s commercial real estate loan can offer extra financing —up to 100% of the total project costs—to cover extra expenses.

It’s time to get your project underway

Apply now

**This loan doesn’t cover the construction or operation of private schools, retirement homes or projects zoned for residential use. 

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