Start-up financing
Get your business off the ground

Get up to $250,000 to get your business moving and turn your dreams into reality.*

*Conditions apply. Subject to loan approval. Must be in operation for at least 12 consecutive months and generating revenue.

woman with long hair
Young businesses need the right financing and the right partners to succeed. Our experts provide advice to help guide you as you take your business to the next level and up to $250,000 to get you there.

Are we a good fit?

Check out some of the general requirements to get startup financing with BDC.

Minimum requirements
Location Based in Canada
Time in business 12 months +
Profitability Generating revenue
Credit history Good track record

Applying is easy

1
Submit a loan request online
Check your eligibility, tell us about your project and provide information about your business.
2
Talk to a representative
We will call you to discuss your project in depth, including the documents needed for our analysis.
3
Get a tailored solution
After evaluating your application, we’ll send you a loan offer based on your financial needs and capabilities.

Perfect for projects, big and small

woman walking though greenhouse

This loan can help you:

  • Purchase assets
  • Pay start-up fees
  • Buy a franchise
  • Invest in marketing
  • Create a website
  • Hire a consultant
  • And more

You’re in good hands

Choosing a loan is about more than just interest rates. The fine print is just as important—and our terms and conditions are designed to give you more flexibility and financial control over your business.

We’re there in good times and in bad

We’ve supported our clients through market downturns and other events beyond their control.

We're not one size fits all

We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.

We’re committed to you long-term

We won't change our terms and conditions or demand early repayment without a valid reason.

A loan designed to adapt to your needs

A man with his arms crossed

We look beyond your numbers

We go beyond banking ratios when reviewing your project. We look at your business plan and its overall potential as well as your experience.

A man holding a phone

A cash flow-friendly loan

Match your loan and payments to your cash flow cycle to protect your day-to-day cash and benefit from a longer amortization period.

Repayment schedule graphic

Breathe easy with interest-only payments

Take a break on us and pay only interest for up to the first 12 months of the loan.

Let’s build your success together

As Canada’s bank for entrepreneurs, we complement the role of other banks. We take on more risk, offer flexible financing and provide sound advice to help you build a strong, successful and resilient business.

106,000
entrepreneurs we work with across Canada
$55.4B
committed exclusively to business owners
93%
of our clients are satisfied with our services
$435B
revenues generated by our clients

Keep your business running at its best