Scale your business without giving up ownership. Our loans are tailored to your needs and cash flow, so you have the flexibility to achieve your goals. Our experts across Canada focus on your potential, not on banking ratios and tangible assets—no matter your stage of growth.
Are we a good fit?
| Location | Based in Canada |
|---|---|
| Profitability | Generating revenue |
| Credit history | Good track record |
Applying is easy
Reach your next milestone
Perfect for projects big and small
- Accelerate your go-to-market
- Develop new products or solutions
- Hire employees
- Invest in sales, advertising, and marketing
- Buy another business
- Expand into new markets
- Invest in projects in between rounds of funding
- And more
You’re in good hands
Choosing a loan is about more than just interest rates. The fine print is just as important—and our terms and conditions are designed to give you more flexibility and financial control over your business.
We’re there in good times and in bad
We’ve supported our clients through market downturns and other events beyond their control.
We're not one size fits all
We take the time to review your business needs and offer solutions that leave you enough breathing room to realize your goals.
We’re committed to you long-term
We won't change our terms and conditions or demand early repayment without a valid reason.
Grow your own way
Keep your business in your hands longer
There’s no need to sell your shares as collateral, so you can retain control of your business as you grow.
We’re founder-friendly
We prioritize your needs and goals with early intervention, tailored support and more flexible financing options. We look beyond ratios and tangible assets and at the potential of your business. Just ask the more than 4,000 Canadian tech entrepreneurs we actively support.
Terms tailored to your needs
Get breathing room to ramp up with the possibility of interest-only payments at the start of the loan, a customized repayment schedule according to your cash flow and the option to pay off your principal at the end of the term.
We offer support at every stage of growth
We have specialized options for you, whether you’re starting, scaling or growing. We also have a network of experts ready to guide you—wherever you are across Canada.
Check out our toolkit for tech businesses and get the tools you need to grow.
Let’s build your success together
As Canada’s bank for entrepreneurs, we complement the role of other banks. We take on more risk, offer flexible financing and provide sound advice to help you build a strong, successful and resilient business.
The BDC difference
“ Our rapid growth put a strain on our cash flow but BDC’s experts truly understood our business! They gave us the financing we needed to bring our company to the next level, and helped us build a digital plan to achieve our ambitious goals! ”